Personal Checking

All of our Personal Checking Accounts include these convenient features:

Whitaker Round Up

Whitaker Round Up is an easy way to make everyday purchases part of your savings plan!
1) Enroll
First, enroll your Whitaker Bank checking account.
2) Purchase
Next, use your Whitaker Bank Visa® debit card for everyday purchases. Spend like you normally
would.
3) Watch your savings grow
We will round up your purchases to the nearest dollar amount and transfer the change from
your checking account to your designated account.
Example: You use your debit card to purchase a toaster for $22.42. When the transaction posts to your
account, Whitaker Bank will automatically transfer the Round Up amount of $0.58 from your checking
account to your designated account. ($0.58 is the difference betw een the Round Up of $23.00 and the
transaction of $22.42)

Whitaker Round Down

Whitaker Round Down Balance Transfer is an easy way to maximize your savings plan!
1) Enroll
First, enroll your Whitaker Bank checking account.
2) Watch your savings grow
We will transfer the difference between the daily ending balance on the account and round
down to the next whole dollar amount.
Example: Your account ending balance is $22.42. Whitaker Bank automatically transfers $0.42 from your
checking account to your designated account. ($0.42 is the difference between your account balance of
$22.42 and the next whole dollar amount of $22.00)

Whitaker Perks Checking

• Interest-bearing account if a balance of $1,000 is maintained
• Unlimited check writing
• FREE Check Smart or eStatements
• Two orders of FREE Whitaker Exclusive Checks per year
• 3 FREE cashier’s checks per month
• $10,000 Accidental Death & Dismemberment Insurance
• FREE Identity Theft Protection
• $5 discount on safe deposit box rental
• Travel discounts and rebates
• Cashback rewards and gift card savings
• Discounted dental and vision care
• Savings on movies, theme parks, event tickets, groceries and more
• Local discounts with Whitaker Perks Business Partners
• Flat monthly fee - $7.50

Once you have a Whitaker Perks Checking Account with us, you can visit the Whitaker Perks website at www.whitakerperks.com to log into your account or to enroll. You must have an open Whitaker Perks Checking Account in order to complete enrollment or to access your account. You can also access many of your Perks by telephone! Whether you're looking to purchase a gift card, have a question about your Identity Theft Protection or need help planning a vacation, simply call Whitaker Perks at 1-877-667-0964 and a representative will be happy to assist you!

BenefitsWHITAKER PERKS WELCOME BOOKLET Whitaker Perks Business Partners

Whitaker FREE Checking

• No monthly maintenance fee
• No minimum balance
• FREE eStatements
• No direct deposit requirements
• Unlimited check writing
• FREE initial variety pack of 40 checks

Economy Checking

• Monthly maintenance fee only $3
• No minimum balance
• FREE Check Smart
• Write as many as 15 checks per monthly statement FREE ($.25 per check in excess of 15)

Blue / Gold Checking

• No monthly maintenance fee if a $500 balance is maintained ($6 fee applies if balance falls below required minimum)
• Unlimited check writing
• FREE Check Smart or eStatements

Senior Advantage Checking

• For the customer who is age 55 or better
• No maintenance fee if a $100 balance is maintained ($5 fee applies if balance falls below required minimum)
• Interest bearing account if a $5,000 balance is maintained
• Two orders of FREE Whitaker Exclusive Checks per year
• Unlimited check writing
• FREE cashier’s checks (3 per month)
• FREE Check Smart or eStatements

Whitaker Premium Checking

• Interest bearing if a $1,000 balance is maintained
• No monthly maintenance fee if a $1,000 balance is maintained ($10 fee applies if balance falls below required minimum)
• Unlimited check writing
• FREE Check Smart or eStatements

Product Pairing Matrix

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