Consumer Loans

Personal Loans

Borrowing solutions for all your needs…

Consumer Loans
Mortgage Loans
Home Equity Line of Credit

Consumer Loans

Helping you manage your finances is important to us at Whitaker Bank. Securing a personal loan can be an integral part of reaching your financial goals. Are you looking to purchase a car or remodel your home? We have the lending solution for you!

Whitaker Bank offers a variety of consumer loans with competitive rates and terms.

Auto Loans
Boat & Recreational
Consolidation Loans
Unsecured Loans
Mobile Home Loans
Home Improvement Loans
Certificate of Deposit or Savings Secured Loans

Visit one of our convenient branches for all your personal lending needs!

Mortgage Loans

Building, buying, or expanding? Whether it’s your first home, a vacation home, or something in between, Whitaker Bank has a mortgage that is right for you! We offer a variety of real estate lending options to accommodate your needs.

Mortgage Loans

Apply

Purchase or Refinance
Construction Loans
Lot Loans
Conventional Loans
VA Loans
FHA Loans
Rural Housing Loans

Speak with a loan officer at a Whitaker Bank location near you to learn more!

Home Equity Line of Credit

Apply

Use the equity in your home and pay $0 closing costs! Our Home Equity Loan allows qualified applicants to borrow up to 90% of their home's value. A Home Equity Line of Credit allows you to use the equity in your home for ongoing expenses including home improvements, medical expenses, and bill consolidation.

15 year term
Monthly interest only payments
No closing costs, just annual $30 maintenance fee
Primary checking relationship required
No early termination fee applies unless closed within 3 years of origination; then $500 fee applies
No maximum line amount and no minimum draw amount
See loan officer for additional details

What are you waiting for? Contact one of our lending officers and unlock the power of your home's value with a Home Equity Line of Credit from Whitaker Bank.

Have Questions? Check out our FAQ.

Questions & Answers

You have certain rights under federal law to resolve errors and request information related to your account. Notice of Error, Requests for Information, and Qualified Written Requests must be sent to:

Whitaker Bank
Attn: Compliance
PO Box 55439
Lexington, KY 40555

All loans and lines of credit subject to credit approval